All-in-One Homebuying.
Get $25,000* in Upfront
cash back.
Expert Realtors + Trusted Mortgage Partners
= Your Perfect Homebuying Team
We've given back $3M+ to help 200+
Canadians become homeowners.
As your realtor, we earn 2.5% of the purchase price from the seller, keep 1%, and give you 1.5% as upfront cash back. Work with our mortgage partners to get up to 2% back.
Get Qualified
Isla got $10,200 and bought in Kitchener, ON
Naja & Shabnam got $17,700 and bought in Pickering, ON
Josh got $15,597 and bought in London, ON
More Than Just
Cash Back
At Zown, it's not just about the savings, it's about making the entire homebuying process effortless and enjoyable for you. From answering real estate questions to guiding you through financial and legal matters, we're here to ensure you can sit back and enjoy the journey to homeownership without the stress.
“Amazing group of people and provided really good guidance throughout the process. They were always available to take our calls and went out of their way to support us not just with our real estate related questions, but also with financial and legal matters. Initially we reached out to them because of their down payment assistance program but that is just the tip of the iceberg; their knowledge, customer service, professionalism, and honesty towards their clients really stood out. Highly recommend Zown to others, and I wish them the very best on their journey to transform the real estate landscape.”
Canada's Fastest Growing Real Estate Brokerage
We've been in your shoes & felt your frustrations, so we built a new path that puts you first.
-
We pay our realtors a salary plus a performance bonus when they get you the best price. - No pushy sales tactics - our agents earn the same whether you buy or wait.
- We empower our agents with technology so they can focus on your needs, not paperwork.
As Featured In
$200M+
In transactional volume over the last calendar year
250+
Locally vetted real estate agents across Ontario
How It Works
Whether it's your first, second, or tenth home, we turn our commissions into your savings—every step of the way.
Get Qualified
STEP 1
Book A Call
Answer a few questions to see if you qualify, and book a call with us to get started.
STEP 2
Mortgage Pre-Qualified
Leverage Zown's upfront cash back and your savings for mortgage pre-qualification without affecting your credit score.
STEP 3
Find Your Dream Home
Use our app to match with your perfect home, and let our realtors guide you by showing properties you love, helping you find your dream home.
STEP 4
Close with Confidence
We negotiate interest rates to lower your monthly mortgage payments and handle the closing process for a smooth transition into your new home.
What's in it for Zown?
We prioritize long-term relationships over immediate profits. That's why we give up our commissions now, to earn your trust and future business. When you decide to sell your property, let us represent you, and you'll receive an additional 0.5% cashback.
Get QualifiedCalculate How Much You'll Save with zown
Home Purchase Price
Based on your purchase price, you'll save $10,000 when you buy with Zown, and $25,000 over the lifetime of your mortgage.
Let's Break it Down
Down Payment Savings
Mortgage Savings
 | Traditional Broker | |
|---|---|---|
| Up to $25,000 in upfront funds |  |  |
| Lowest Mortgage Rates | | |
| Access to Exclusive & Off-Market Listings | | |
| AI-Powered Property Matching & Offer Suggestions | | |
| Same-Day Showings | | |
| Data-Driven Offer Negotiations | | |
You're closer to buying than you think
Contact us to unlock non-repayable, equity-free funds for your home and get personalized support every step of the way.
Get Qualified
$3,000,000+
upfront funds provided in 2024
At the age of 24 I was able to achieve my dream of owning a home and broke free from renting. I was able to find a really awesome agent through Zown who really understood what I wanted. Through the down payment assistance this is what was able to truly speed up the timeline on when I could get my home.
I would definitely recommend Zown 1000% percent it will help your dream come true. The down payment assistance took the stress away and gave us mental peace that we could actually get a home.
Learn more about their story10 stars if possible. This is the future of real estate. Zown and Ishtiaq were amazing to work with and would use them again any time and would recommend them to any of my friends. Great service, amazing skills and also a great platform. If you are selling your house you need to contact zown.
Zown has helped me to keep my grandmother's home in the family. Without the down-payment assistance, and the knowledge and kindness of all the people along the way, none of this would have been possible. Exceptional service, prompt responses, I will definitely be telling everyone I know about my experience.
They were highly knowledgeable about the local market and made sure I always felt like a priority. They also went out of their way to ensure every detail was taken care of – from arranging a broker, inspections , lawyer to researching potential issues with a property.Throughout our journey, Ethan and his team demonstrated immense patience and understanding of my situation. I highly recommend the services of Zown! They also provide assistance for people needed for down payment!
There really was no catch, they provided me with the down payment assistance and saved me 2-3 years of having to save for the down payment. It has been very informative and everyone was always available to answer all my questions within a matter of minutes.
Learn more about their storyMy experience with zown was smooth, they helped me save time and money for listing. They are pro-active and provide excellent customer service.
Our biggest fear was getting the mortgage approval and how much we would get. Zown's down payment assistance helped us big time, we were able to become first time homeowners through this platform. The entire experience was awesome, efficient, and professional.
Learn more about their storyWith a growing family it is quite difficult to save up money for a home but with Zown coming in and helping us out with the down payment assistance program we were able to get into a home so much faster than we could have if we were doing it by ourselves as a family of five. Zown has truly changed our family's trajectory and lives.
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Got questions?
We've got answers.
When you buy a property, we charge a 2.5% commission from the seller while representing you as the buyer. We retain a portion of this and give you back majority of it upfront to either boost your buying power or to help bridge the gap between the down payment and your savings.
Submit your application through our online portal to discover your approval amount within seconds. Generally, eligibility requires a personal or combined household income of at least $90,000 and savings exceeding $15,000.
Yes, Zown's Down Payment Boost can be factored into your pre-qualification process. By including this boost in your financial profile, you may increase your purchasing power and improve your ability to qualify for a mortgage. This allows you to explore more options in your home-buying journey with confidence.
No, for our qualification process, we only need your household income and savings.
Yes, Zown enhances your pre-approval by adding to your savings, boosting your purchasing power and making it easier to afford a higher-value home.
We've cut the fat that makes other real estate and mortgage brokerages costly, like manual account management and large sales teams, so we can turn our commissions into your down payment. Plus, we pay our realtors on a performance-based model, ensuring you receive dedicated, top-quality service every step of the way.
During a Zown consultation, we take the time to understand your unique home goals and discuss how we can help you achieve them. We'll review down payment boost options tailored to your needs, guide you through starting your pre-approval, and set you confidently on the path to homeownership. It's all about making your journey as smooth and rewarding as possible.